Costs involved in selling your house

Understand the Costs of Selling Before You List

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Getting clear on your selling costs early helps you avoid any unexpected expenses later. If you're planning to buy a new home while selling, it’s also smart to review the costs involved in purchasing. A financial advisor can guide you through both sets of figures to keep things on track.

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Here are six common costs you should be aware of when selling a property:

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1. Estate Agency Fees

These cover the work of marketing your property, hosting viewings, and managing communication between buyers, solicitors, and other parties — all the way through to completion.

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2. Mortgage Exit Charges

Check if your current mortgage has any penalties for early repayment. You might face a redemption fee or an early repayment charge, especially if you're tied into a fixed-rate deal.

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3. EPC (Energy Performance Certificate)

If you're in England or Wales, you'll need to provide an EPC to potential buyers. This shows how energy-efficient the property is, rated from A (very efficient) to G (least efficient). These are valid for 10 years and can be arranged quickly online or through an agent.

 

4. Home Report (Scotland only)

If you're selling in Scotland, a Home Report is legally required. It includes:

• A Single Survey (condition & valuation)

• An Energy Report (EPC)

• A Property Questionnaire (filled out by you). 

This report gives buyers a full picture of the home’s condition and efficiency.

 

5. Conveyancing / Legal Fees

A solicitor or conveyancer will handle all the legal paperwork involved in transferring ownership. These fees vary depending on the property’s value but are usually lower than when buying.

 

6. Moving Costs

Don’t overlook the cost of getting your belongings from A to B. Whether you're hiring a removals firm or renting a van, it’s worth getting a few quotes and checking customer reviews to find the right fit for your move.